India Post Office Saving Account Open | Post officer Saving Account Types | Post office Savings Account for Minors | Indian Post Office Saving Account Login | Post Office Saving Scheme for Girls, Children, for baby and senior citizens.
पोस्ट ऑफिस बचत खाता offer interest rates of 4% per year for single or joint accounts. In Postoffice saving accounts interest earned tax free up to ten thousand each year. Saving account in post office can be opened with just ₹ 20 and min balance to be maintained is ₹ 50 or 500. डाकघर में बचत खाते के बहुत से फायदे हैं. यह व्यक्तिगत निवेशकों के लिए लाभकारी योजना है जो अपनी वित्तीय परिसंपत्तियों के एक महत्वपूर्ण हिस्से को निवेश करके एक निर्धारित ब्याज दर अर्जित करना चाहते हैं
Post Office Savings Account Balance Check 2022
What is Post Office Savings Accounts? The postoffice saving account a deposit scheme provided by Post office throughout India under Ministry of Communication and IT. Account provide a fixed interest rate on account balance. It contains highly secure investment on deposit funds. There are many services available at official portal like to check balance check, interest rate, types of accounts, accounts for baby/children, senior citizens.
|Account||Post Office Savings Account|
|Offered by||Post office|
|Balance check||Postoffice Savings Account Balance Check|
|Interest rate||India Post Office Saving Accounts Interest rate|
|Under||Ministry of Communication and IT|
|About||Post Office Saving Account Children Accounts|
To open this account, the applicant needs to be Indian and attain an age of more than 18 years. Minors will have a need to be a min of 10 years to be eligible for opening a saving account in the Post office. For joint account 2-3 individuals are required.
|Min initial deposit||₹ 20|
|Min balance for A/c without checkbook||₹ 50|
|Minimum balance or initial deposit for A/c with chequebook||₹ 500|
|Interest rate||4% per year|
|Tax-free interest rate (%)||Up to 10 thousand per year|
Post Office Savings Account for Child 2022
Must read how to open Post office SA – All people informed that stay tuned with the official portal and click on the link to reach the homepage.
Click on the application form link and fill in all desire details in the form like name, gender, address, mobile number and email ID, deposit amount, passport size photograph.
You have to upload all supporting documents in desired format and size.
No lock-in or maturity period, this kind of account is relatively hassle-free. walk in any post office and complete all processes and open an account immediately.
Post Office Saving Account Eligibility Criteria
- Age criteria for minors – Minimum age of 10 years
- Guardian on behalf of minor/person of unsound mind
- Two or three person can apply for joint account
- Permanent resident of India
- Aadhaar card
As we know interest rate decided by Central Government of India and it may vary from 3-4% per year. Savings accounts earn fixed rate of interest through a year, subjects to change from time to time
Post Office Savings Account Benefits
- Cheque facility
- Minor accounts
- ATM/Debit Cards
- Portability of account
- Joint holding
- Tax Exemptions
- Electronic Facilities
Post Office Savings Account Interest Rate
How do I open a savings account in Post Office?
You can apply online or offline.
- Firstly visit at nearest post office get the application form.
- Fill all asked details and attach supporting documents and submit.
- After that complete process and complete the application process.
- What are the documents required to open Post Office Savings Account?
Second process online
- Visit at official portal ebanking of India Post. Fill the application form.
- Also, submit a duly filled and signed form along with required KYC documents along with the photo.
- Pay amount – deposit min 20 Rs
- For minors and citizens separate forms available.
ID Proof – Electoral Photo ID card, Aadhaar card, Ration card, Passport, Driving License, Photo ID Card issued by recognized University/Board/Education board/college/school/State & Central Govt, or PSU.
Address Proof – Bank or post office passbook, Passport, Ration card, Electricity bill, Telephone bill and others.
How do I check my post office savings account balance?
Register your mobile number for missed call banking by giving a missed call on 8424054994 from the mobile number linked to savings/current account.
You can update your passbook from time to time by visiting at the nearest post office.